Retailers, Surgeries and Offices Insurance Solutions
Retailer Insurance / Online Retailers Insurance
Whether your retail business is online or on the high street, we can arrange retail business insurance and retail shop insurance. We work with a number of leading insurers who have designed specific shop insurance and retailer insurance that are flexible enough to meet most retailer’s insurance needs, including stock insurance with seasonal increases, goods in transit insurance, money and personal assault insurance, public and products liability insurance and much more. Explore our retailers, surgeries and offices insurance solutions.
Surgery Insurance
RS Risk Solutions is able to place tailored surgery insurance for doctors/GPs, dentists, veterinary and other medical centre-based firm, including, physiotherapy, sports injury or cosmetic clinics.
Surgery insurance provides a suite of cover that will protect all the key risks of veterinary, doctors or dental practices. This may include property insurance for buildings, contents and medical equipment, stock (including cover for drugs and vaccines), computers, laptops and other items of IT, both at the premises and portable equipment.
Core elements of surgery insurance includes legal liabilities, such as, compulsory employers liability insurance as well as public liability for indemnity against claims from clients or members of the public for injury or damage to property, business interruption, money, legal expenses, professional indemnity, medical malpractice, directors’ and officers’ liability and key person insurances.
Office Insurance
Whether you work from home or a separate business premises or indeed both, having the appropriate Office Insurance cover is very important. RS Risk Solutions, as an expert commercial insurance broker, understands that every business is different. We offer policy options you can tailor to your own specific needs. All risks cover for office contents insurance covers the cost of replacing or repairing your office equipment if it is accidentally damaged, lost or stolen. In addition, you can also add a range of specialist covers to your Office Insurance policy, such as, buildings and contents insurance, office computer equipment, portable equipment, business interruption, equipment breakdown and importantly, for cyber risks.
Retailers, Surgeries and Offices Insurance
Retailers, Surgeries and Offices Insurance includes:
- Property, accidental damage, portable equipment, stock (including cover for drugs and vaccines), glass breakage, business money, artwork, visitors’ personal effects, tenants improvements.
- Business interruption. Online retailers.
- Avoidance of underinsurance and risk management, including:
- Calculation of sums insured.
- Risk management reports and assessments.
- Reputation risk including crisis management.
- Terrorism insurance.
- Equipment breakdown.
- Liability to others:
- Employer’s liability
- Public liability
- Products liability
- Professional indemnity
- Directors and officers liability
- Cyber risk protection.
- Legal expenses
- Trustee liability
- Medical Malpractice
- Motor fleet and commercial vehicle, goods in transit.
- Protection of key people.
- Key person protection.
- Business accident and travel.
- Kidnap and ransom.
- Management liability.
- Specialist claims management:
- Loss Recovery Insurance (LRI) – we work with leading claims management property and business interruption experts who can manage first loss issues, such as making your premises safe, and work with insurers to reach settlement agreements on your behalf.
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12* Please note, the insurance covers and risk management services shown above are a representative product bundle and are for illustration purposes only. These products are shown to raise awareness of what may be relevant and available for your type of business. However, we recognise that every business is different and in order for us to advise you specifically in relation to your insurance and risk management needs in more detail, please contact us.
If you would like advice or a quotation please contact us.
We are an independent and regulated UK insurance broker predominantly supporting clients in:
London and the South East including: Surrey, Kent, East Sussex, West Sussex, Ashford, Bexhill, Brighton, Caterham, Chatham, Copthorne, Crawley, Crowborough, Croydon, Dorking, East Grinstead, Eastbourne, Edenbridge, Forest Row, Gillingham, Gravesend, Hastings, Haywards Heath, Heathfield, Horley, Horsham, Hove, Kingston upon Thames, Leatherhead, Lewes, Lingfield, Maidstone, Newhaven, Oxted, Redhill, Reigate, Royal Tunbridge Wells, Seaford, Sevenoaks, Sutton, Swanley, Tonbridge, Uckfield, Woking, Worthing